Top 15 Legit Sites to Make Money Online in Nigeria

The digital era has significantly transformed how people generate income. From remote jobs to online business, the internet offers endless opportunities to earn money without having to step outside your door. 

Particularly in Nigeria, there’s a burgeoning trend towards earning income online, providing a practical and flexible way to make ends meet. But amidst the vast online ocean, it’s easy to encounter deceitful platforms, which emphasizes the need for legitimacy. 

It doesn’t matter whether you’re a student looking to supplement your allowance, a full-time worker seeking to earn some extra cash or someone in between jobs; there are several options available to suit your specific needs. 

This article aims to provide insight into the top 15 legit sites to make money online in Nigeria. It will equip you with essential information about trusted and lucrative platforms to explore and build a dependable income stream right from the comfort of your home.

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Overview of Online Money-Making Sites in Nigeria and How They Work

Online money-making platforms have significantly grown in popularity over the past few years. Thanks to the increasing advancement in technology and the advent of the internet, numerous opportunities have arisen for individuals to earn money from the comfort of their homes or any location of their choice. 

These sites are convenient and allow people to generate income by participating in a variety of tasks. However, it’s essential to have a proper understanding of how these sites work and to stay vigilant against online scams.

For more ways to make money online, read – 20 Proven Ways on How to Make Money Online in Nigeria | 2024 Make Money Hacks

1. Freelance Marketplaces

These platforms connect freelancers with clients who require specific services. Services offered on these sites range from graphic design and content creation to programming and data analysis.

As a freelancer, you sign up, create a profile showcasing your skills, and then apply for or get hired for jobs. Payment varies based on the job or the hours you worked.

2. Survey and Review Sites

These websites pay you to take surveys and write reviews about various products and services. Generally, after registering on these platforms, you’re selected for surveys that match your profile. Once the survey or review is completed, you are rewarded with cash, points, or gift cards.

3. Tutoring Platforms

These are educational platforms that hire tutors to teach various subjects. This could range from academic subjects to art and music, to languages.

As a tutor, you register, create a profile displaying your areas of expertise, and start getting matched with students. Payment depends on the number of hours taught and the subject.

4. Content Creation Platforms

These sites provide a space for content creators to share their creative works like blogs, videos, photography, etc., and make money. You can earn through advertising revenue, sponsored content, or subscriber donations.

The income potential usually depends on the platform’s monetization policies and the content creator’s follower count and engagement level.

5. eCommerce Marketplaces

These platforms allow users to sell goods online, whether handmade crafts, vintage items, or even used items.

Sellers need to set up a virtual shop on the platform and list their items for sale. Money is earned with each sale, although the platforms generally charge a small fee or commission.

6. Affiliate Marketing Platforms

Here, you promote products or services and earn a commission for any sale made through your referral. You’ll typically need a website or a large social media following, as the primary way to earn is by publishing content that persuasively promotes products or services.

7. Online Trading

Crypto trading platforms such as TransferXO offer Nigerians the opportunity to earn money through online trading. However, it is essential to understand that crypto trading involves a significant level of risk, and one must be well-educated about it before diving in.

8. Microtask Platforms

These sites pay users to perform simple tasks that computers generally find hard to do. Tasks might include image tagging, transcription, data validation, etc. The pay for each task is usually small, but the tasks can often be completed quickly.

How to Know a Legit Site for Making Money Online

The internet is packed with several websites promising the opportunity to make money online. Unfortunately, some of these platforms are nothing more than elaborate scams designed to con unsuspecting individuals. 

If you are looking to make some extra income online, it’s crucial to discern between genuine opportunities and scams. Here’s how to spot a legit site for making money online:

1. Research the Website’s Reputation

A quick Google search can reveal a lot about a website. Search for reviews or testimonials on the website. There should be a variety of opinions to gauge its credibility. Legit sites often have positive reviews across different online forums. 

2. Professional Design and Language

Scam sites are often filled with grammatical errors and poor web design because they are created quickly and cheaply. Reputable sites invest in professional websites and copywriting to maintain credibility.

3. Transparency

A legitimate website for making money online should provide all the necessary information. This includes a clear explanation of how one makes money, detailed information about payment methods and frequencies, and specific contact information for support services.

4. Existence of a Privacy Policy

Reliable websites will have a visible and clear privacy policy that protects the users’ data. This is a legal requirement for businesses that collect user information and is usually found in the footer of the website. 

5. Website Traffic and Popularity

Legit money-making sites often have a good amount of traffic and popularity. Tools such as SimilarWeb or Alexa can give you an idea about the website’s popularity.

6. Realistic Earnings

Beware of websites promising huge profits with little effort. Real online jobs require work just like any offline job. If a website sounds too good to be true, it most likely is.

7. Check the Age of the Website

Newly established websites could be potentially risky. Older websites with a track record are often more reliable. 

8. No Entry or Signup Fee

If a site requires payment to access the opportunity to earn money, that’s a red flag. Legitimate websites do not typically charge an upfront fee for you to work.

You can find out Is P2P Trading Profitable? How to Make Money from P2P Trading With TransferXO P2P if you are interested in crypto trading 

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Top 15 Legit Sites to Make Money Online in Nigeria

Making money online is a rapidly growing trend in today’s digital era. More people in Nigeria are exploring this trend due to its numerous benefits like flexible work hours and the convenience of working from anywhere. 

However, finding the right platform can be a challenge due to the prevalence of fraudulent sites. If you are in Nigeria and you’re looking for ways to earn money online legitimately, you’re in the right place. Below are the top 15 sites you can use.

1. TransferXO

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TransferXO is a reliable online platform for cryptocurrency trading, allowing users to generate revenue through intelligent trading techniques. TransferXO’s cutting-edge features help beginners and seasoned traders navigate the unpredictable terrain of the cryptocurrency market effectively. 

It provides real-time analytics, professional insights, and an intuitive interface that caters to the trading requirements of all individuals, irrespective of their experience levels. As safety is paramount in the crypto trading environment, TransferXO ensures all transactions are protected using the latest security protocols. 

Moreover, this platform also provides in-depth market trends, enabling traders to make informed decisions. If you want to make money online through crypto trading, TransferXO could be an ideal choice for its professional services and advanced security measures.

2. Amazon KDP

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Amazon KDP is well-known as a service where writers may make money by selling their works. However, you can earn a passive income in dollars from Nigeria without being a writer by using this website.

You don’t even need a computer to publish books and make money from this website. By merely using your smartphone, you can earn hundreds of dollars each month.

You can sign up for Amazon KDP and start earning money right now, but it’s not a good idea to get started without first learning the basics.

3. Fiverr

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Fiverr is a freelancing website that allows Nigerians with abilities to earn money by giving services to clients from all around the world. One of the finest ways to make money online for free in Nigeria is through freelancing. 

You may also make money on Fiverr as a Nigerian with no talents by doing basic Fiverr gigs that need no skill or by reselling Fiverr gigs.

Starting and earning money as a freelancer on Fiverr is free, and you can charge whatever you think your skills are worth. Fiverr will pay you 80% of what the client spent, with the remaining 20% going to them for each fulfilled order.

Because your payment will be made in dollars, you must open a Payoneer account, which is an American virtual bank account.


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MOBROG is a legitimate website where Nigerians may sign up and make money by performing things like surveys, market research, and introducing friends.

This is one of the top survey websites in Nigeria to get money. Signing up for paid survey websites is currently one of the simplest ways to earn money in Nigeria.

You can use your smartphone to accomplish a range of basic chores on this site and make money in your spare time. You will also be awarded points for each task performed. Your earnings can be withdrawn using Skrill or PayPal.

5. Digitstem

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Affiliate marketing is a business strategy that has helped several Nigerians become internet millionaires, and Digitstem is a Nigerian affiliate website where you may make commissions in dollars.

Affiliate marketing is a sort of business in which you earn commissions on product sales made via your unique referral link. You sell a product to an audience that they require to address their problem, and you collect a part of the amount paid for the product as a commission.

This business concept is very different from network marketing and multi-level marketing.

There are numerous nice products on the Digitstem website that you can promote and earn a 50-70% commission on each transaction.

Every Saturday, Digitstem deposits your earnings directly into your Nigerian bank account.

To get started on this website, you must first purchase the Ultimate Money Machine Pro, a high-quality affiliate marketing course. It has everything you need to be successful on the website.

6. Timebucks

Timebucks is a fun GPT site where there is always something to do to make money. You can work from home and earn money by posting on Facebook, clicking on advertising, installing applications, answering surveys, and completing microtasks.

Timebucks makes use of affiliate marketing. Any company that wants to promote its product or service on the platform must pay a charge. They pay a larger portion of the money to members who accomplish the work required by these companies and keep the rest.

In the case of Timebucks surveys, the company conducting the survey may pay $1.00, while Timebucks pays the enrolled member $0.91, taking a $0.10 cut.

This is done for every assignment available on the platform, which may explain why new members can start working right away after joining up or registering.

7. Picoworkers

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Picoworkers is a micro-job site where you may earn money by completing various tasks. It’s an internet platform that links freelancers wanting to do simple jobs with business owners all around the world willing to pay for them.

You don’t need any prior experience or skills to start working and earning money in Nigeria with this website. You get paid in US dollars on this site, and you can withdraw your winnings by PayPal, Skrill, cryptocurrencies, or gift cards.

8. Remitano

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If you want to make money online by trading or investing in cryptocurrency in Nigeria, Remitano is a great place to start.

When compared to other cryptocurrency websites, Remitano’s P2P trading platform generally offers lower prices for Bitcoin and other cryptocurrencies.

The key to profiting from crypto trading in Nigeria is to purchase various cryptocurrencies at a lower price on the Remitano website and sell them at a higher price on the Binance P2P platform.

You can earn from Bitcoin, Litecoin, BNB, USDT, and a variety of other coins after purchasing them on Remitano.

9. Expertnaire

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Expertnaire is yet another Nigerian affiliate marketing organization that allows Nigerians to earn income by promoting affiliate products.

You may make up to 80% commissions as an affiliate by promoting a variety of digital products on the Expertnaire marketplace.

The platform is used to make weekly payments. Affiliates who promote products on the Expertnaire marketplace and make at least one sale get paid directly into their Nigerian bank accounts every Friday.

10. Jvzoo

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This website is for you if you like the idea of earning a passive income in dollars while marketing affiliate offerings in Nigeria.

Jvzoo is an affiliate network for digital products that offers thousands of high-paying digital products. Nigerians are not a problem for this company. Signing up is entirely free, and even if you don’t have your website, you may use this platform to sell your products.

The vast majority of products on this marketplace are software deals, and some of them provide upsell or recurring incentives, allowing you to make multiple profits from a single purchase. Earnings will be deposited into your Payoneer account.

11. YouTube

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Nigerians may make money on YouTube by developing and posting video material. You may make a lot of money from your YouTube channel by participating in the YouTube partnership program, as well as affiliate marketing and sponsorship relationships.

The amount of money you may make on YouTube is determined by your channel’s niche as well as the number of ad views your video obtains. A Nigerian YouTuber can earn up to $18 for every 1,000 ad views.

12. Upwork

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With over 5 million registered members, Upwork is one of the world’s most popular freelance websites.

The vast majority of Upwork’s registered clients are Americans, and Nigerians with high-paying skills can earn a lot of money from the platform’s clientele legally.

App creation, software development, copywriting, and programming are among the skills in high demand on this platform.

13. Redbubble

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Redbubble is a print-on-demand service where you can make money by creating basic graphics with a free tool like Canva and selling them. You can use Redbubble to make and sell gift cards, posters, T-shirts, home décor, and other items.

This is a wonderful opportunity for Nigerians with graphic design talents to earn some extra money. If you make more designs, you will have a better chance of selling them.

14. Skillshare

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Nigerians can earn money by teaching online classes on Skillshare from the comfort of their own homes. Nigerians with expertise in a specific field can make money by making a series of video courses that deliver relevant information to their intended audience.

To teach online classes on Skillshare, you need not need a teaching degree. As the term suggests, you only need to offer your ability, whether official or informal.

15. Jumia

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Jumia is a legitimate site that offers multiple income-generating opportunities for Nigerians. Renowned as the Amazon of Africa, it hosts an online marketplace where anyone can sell products. As a vendor, you can open a free shop, list products, and profit from sales. 

There is no charge for listing products and Jumia provides logistical support such as storage, packaging, and delivery services. Another income opportunity on Jumia is its affiliate marketing program. 

With this, individuals can earn up to 13% commission from sales by promoting Jumia’s products on their platforms. Lastly, through the Jumia JForce sales consultancy, anyone can become a sales consultant and earn a commission.

Key Considerations When Selecting Online Money-Making Sites in Nigeria

As the popularity of online money-making continues to rise, Nigerians are finding themselves spoiled for choice with various opportunities to make money online. However, selecting the most suitable online money-making site requires a thorough analysis. 

Here are some crucial factors to consider when choosing an online money-making site in Nigeria:

1. Legitimacy and Credibility

This is perhaps the most important consideration when selecting online money-making sites. There are a plethora of scams out there that prey on individuals looking to make quick money online. It is therefore vital to research extensively and make sure that the site is legal and reputable. 

Check for reviews, ratings, or any other information about the company’s track record. If possible, interact with users who are already using the site to gain their insights.

2. Payout Methods

Ensure that the online money-making site supports a payout method that works in Nigeria. Some popular payment platforms in Nigeria are PayPal, Payoneer, and local bank transfers.

Avoid websites that use less known or dubious payment systems as they may be difficult to navigate or may even compromise your personal information.

3. Ease of Use

The platform should be user-friendly. The user interface should be simple, straightforward, and easy to navigate, even for individuals who are not tech-savvy. 

Avoid platforms with a complicated setup process or one that requires complex technical skills. Also, consider if the site has an effective customer service team that can be reached quickly for support when needed.

4. Earning Potential

Be aware of how much you stand to earn before committing to a site. Some online platforms may require a substantial time investment with little return. While others may offer attractive incentives or rewards that align with your expectations. 

A high-earning platform might not necessarily be the best, it’s important to weigh your potential earnings against your time and effort.

5. Sustainability

Lastly, consider if the money-making model of the site is sustainable. Some online platforms may seem profitable in the short run but might not have the capability to sustain the model in the long run. 

Check whether the business model of the platform aligns with market trends and if it has a proven track record of adapting to changes in the digital landscape. It’s wise to go for platforms that demonstrate longevity and consistent earnings over time.

If you are interested in crypto trading but without money, you can read – How to Start Crypto Trading Without Money | 2023 Full Guide

Potential Risks Associated with Making Money Online in Nigeria

As the internet age progresses, more Nigerians are taking advantage of various online platforms to make money. Despite the numerous opportunities that these platforms offer, there are several risks associated with making money online. 

Here are potential risks that Nigerians might encounter when trying to earn money through online means.

1. Cybercrime

The growing rate of cybercrime is one of the greatest threats to making money online in Nigeria. With online platforms come the risk of phishing attacks, identity theft, and fraud. Some dishonest individuals use these platforms to carry out illegal activities, defraud innocent individuals, and obtain their personal and financial information. 

Nigerians need to be cautious of dubious online business deals and offers that are too good to be true. It’s important to always secure your data and be vigilant when making transactions online.

2. Payment Gateway Fraud

With online businesses comes the risk of payment gateway fraud. These can be through illegal charges on your card, fraudsters pretending to be legitimate payment platforms or unauthorized transactions. Sometimes, a website or app may seem legitimate but they might just be set up to collect credit card details for fraudulent purposes.

3. Unstable Economy

Nigeria’s unstable economy could pose a risk for those who make money online. As the Naira’s value keeps fluctuating, online earners who get paid in foreign currency could experience changes in their income when they convert their earnings to Naira.

4. Policy Changes and Restrictions

Policies and regulations can change without notice on online platforms. Nigerians who make money through social media, for example, are at risk of losing their source of income due to changes in the platform’s policies or even bans.

For instance, the recent ban on Twitter in Nigeria disrupted the activities of businesses that mainly use the platform for operations.

5. Difficulty in Securing Jobs

Online platforms are extremely competitive. Many people around the world are trying to earn money online, meaning the competition for jobs can be fierce.

Plus, the widespread belief that internet scams originate from Nigeria might lead potential clients or partners to mistrust Nigerians, thereby making it hard for them to secure online jobs or contracts.

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Frequently Asked Questions

Are there legitimate online platforms where I can make money in Nigeria?

Yes, there are numerous legitimate online platforms where Nigerians can earn money. They range from freelancing websites, online surveys, content creation platforms, affiliate marketing sites, and e-commerce websites, among others.

What abilities do I require to create money online?

This largely depends on the platform you choose. Some platforms like Fiverr and Upwork might require you to have specific skills such as writing, graphic design, or coding. However, platforms like survey sites and affiliate marketing sites do not require specific skills.

How can I withdraw my online earnings in Nigeria?

Most platforms will pay you via digital payment platforms such as PayPal, Payoneer, or direct bank transfer. Choose the approach that is most convenient for you.


While there are many websites offering avenues to make money online in Nigeria, it is critical to engage with legitimate platforms.

Sites like Fiverr, Upwork, Jumia, Amazon Affiliate, and YouTube not only provide diverse ways of earning but also maintain transparency and reliability in their transactions. 

Whether you’re seeking full-time online employment, passive income, or just some extra cash, these platforms can offer you a substantial and stable financial source.

Always remember, your skills, time, and dedication are your key investments in making money online. Make sure you use them wisely and with a credible platform.

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