A lot of people begin to fret at the thought of having to go through the process of getting a new debit card with the question” How long does it take to get a new debit card” going through their minds.
The beautiful thing is that the process of getting a new debit card is not as rigorous as you think.
Seat back with a hot cup of steaming chocolate while we go through the processes involved in getting a new debit card.
Key Points
- To cancel a debit card that is lost or stolen, you must contact your bank.
- While some banking apps allow you to disable your card, it’s still important to reach out to the bank to request a replacement card if yours is missing.
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How Long Does it Take to Get a New Debit Card After Losing It?
Depending on the bank, you can get your debit card replacement within 2-3 working days depending on some factors which include bank policies, network, and type of account.
During the time of waiting, you can make use of other options of payment like wire transfers and the use of USSD codes. The bank can also offer you temporary cards depending on how long it takes to get a new debit card.
How Long Does it Take to Get a New Debit Card in the Mail?
The time it takes to receive a new debit card in the mail generally ranges from 7 to 10 business days. This timeline can vary slightly depending on the bank and your location. For instance:
- Navy Federal Credit Union and Capital One both indicate that new or replacement debit cards typically arrive within 7-10 business days through standard mail.
- Bank of America suggests that new or replacement cards usually take about 4-6 business days to arrive.
- Regions Bank mentions that customers should expect their new card within 5-7 business days after the request.
Some banks offer expedited shipping options for an additional fee, allowing you to receive your card faster, typically within 2-3 business days. If you need a card more urgently, you may also check if your bank provides instant issue cards at their branch locations.
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How Long Does it Take to Get a New Debit Card from Chase?
To get a new debit card from Chase, you can expect it to arrive within 5-7 business days once the request has been made. This timeframe applies to both lost or damaged cards and new cards for newly opened accounts.
If you need your card more urgently, Chase offers expedited shipping which typically delivers the card within 2-3 business days, though this service may incur an additional fee..
If you haven’t received your card within 7 business days, it is recommended to contact Chase customer service for assistance. They can provide updates on the status of your card and ensure that it is on its way.
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How Long Does it Take to Get a New Debit Card from Wells Fargo?
To get a new debit card from Wells Fargo, it typically takes 5-7 business days for the card to arrive by mail after you request a replacement.
You can request a replacement card through the Wells Fargo mobile app, online banking, or by calling their customer service at 1-800-869-3557.
If you need your new card more urgently, Wells Fargo offers expedited shipping, which usually delivers the card within three business days for a fee of $16.
However, if you visit a Wells Fargo branch, you might be able to get an instant issue card immediately, but note that this service was disabled as of November 2020.
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How Long Does it Take to Get a New Debit Card from Bank of America?
To get a new debit card from Bank of America, the typical delivery time is 5-7 business days through standard mail.
If you need the card sooner, expedited delivery is available, which can deliver the card within 1-2 business days for a fee of $15 (waived for Preferred Rewards members).
You can request a replacement card online via the Bank of America mobile app, through online banking, or by calling their customer service at 1-800-432-1000.
If you have not received your card within the expected timeframe, you should contact Bank of America to track the shipment or request a new one.
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How Long Does it Take to Get a New Debit Card from Huntington?
To get a new debit card from Huntington Bank, the process typically takes about 7-10 business days for the card to arrive by mail after you request it. This is the standard delivery time for both new and replacement debit cards.
If you need a temporary card while waiting for the permanent one, you can visit any Huntington branch to obtain one immediately. This temporary card can be used for cash withdrawals and purchases until your new card arrives.
For more urgent needs, Huntington may offer expedited shipping options, but specifics about fees and faster delivery times should be confirmed directly with the bank.
To ensure you get your card promptly, it is advisable to make the request through their mobile app, online banking, or by calling their customer service.
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How Long Does it Take to Get a New Debit Card from Arvest?
To get a new debit card from Arvest Bank, the typical delivery time is 5-7 business days after you request it. This standard timeframe applies whether you are ordering a new card or replacing a lost or stolen one.
If you need your card more urgently, you can contact Arvest customer service to inquire about expedited shipping options, although additional fees may apply.
For immediate needs, it may be beneficial to visit a local Arvest branch, where they might be able to provide a temporary card on the spot. This temporary card can be used for purchases and cash withdrawals until your permanent card arrives.
For more information or to initiate a card replacement, you can visit the Arvest Bank website or contact their customer service directly.
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How to Get a Fresh New Debit Card
A debit card can only be gotten when you have an account with the bank of your choice. So, the first step to getting a debit card is applying to open an account with the bank. This can be done at the local branch of the bank or online if the services are available.
Don’t forget to reach out to your bank to get information on what is needed to open an account with them.
Each bank has distinct policies so some no processes depend on the policies of the bank. However, you will be required to provide information such as:
1. Personal Information: This is your bio-data and it is required for an extra level of security in cases of cyber attack. The information needed includes your name, date of birth, address, contact details, and many others.
2. A government ID: This is to confirm that the information given was correct. They can include a passport or a driver’s license.
3. An initial deposit is peculiar to banks as not all banks require it.
Most banks require that you fill out the application form for a debit card, immediately. If it is not so in the bank of your choice, you can request it.
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How To Get a Debit Card Replacement
Getting a new debit card isn’t as difficult as people presume. A new debit card can only be thought of when the pre-existing debit card is missing. It could be misplaced, stolen or you just didn’t check for it well, and “How long does it take to get a new debit card” is a question that always bugs you.
Replacing a debit card isn’t as difficult as it sounds or seems although the process in banks might be a little bit rigorous.
One can only ask for a new debit card and how long it takes to get a new debit card in cases of theft, displacement, or damage.
There are just a few steps and processes involved in getting a new debit card. These processes are to help you have a seamless card replacement. These steps include:
Contact Your Bank
In cases of a debit card loss, ensure to contact your local bank through their customer service. Report the missing card to them so that it can be deactivated to avoid unauthorized access to your account.
In cases of theft, you should also track your transaction history to ensure that nothing has left the account.
Request for a New Debit Card
Some people usually do not see the need to get a new debit card so you have to place a request for a new debit card.
A few security questions would be asked to verify your identity as the owner of the lost card. These questions include your account number, how the card got lost, and others.
Just like in getting a new debit card, these questions are asked for extra layers of security.
Verify your Identity
This step depends on the modus operandi of your local bank. You might need to tender a few means of identification like the identification card, your personal information, and security questions.
Request a Replacement and Wait for your Card
After answering the necessary questions and filling out the necessary forms, you’ll wait for the new debit card to get ready.
It usually takes about 3 to 4 working days for a new debit card to be issued.
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How to Get TransferXO Virtual Debit Cards Online
Ever heard of debit cards that you do not have to carry around as an extra addition to your purse or bag because they are virtual?
TransferXO virtual debit cards are debit cards that function just like the normal debit card; the only difference is that it is virtual which means it is on your mobile phone.
Making payments on sites and platforms puts your information at risk of theft. This is why making use of virtual cards is to go as they keep your bank details and data protected from cyber theft and unauthorized access.
This even saves you from having your physical card stolen in the first place.
You can get a TransferXO virtual debit card through these few easy steps.
Sign Up
Download the TransferXO app from Google Playstore or Apple Store and create an account by filling the necessary basic information required.
Fund Your Wallet
You’ll be required to do this after creating your account and this can be done by connecting your bank account or using a debit/credit card.
Receive your Virtual Card
Go to the “cards” section and tap on “Create Card”. Follow the instructions given and generate a pin for your card.
Find Your Card Details
After the above process, you’ll have access to all the details and information of your debit card. You can also proceed to use it to make transactions like your regular debit cards.
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How Safe is a TransferXO Virtual Debit Card?
The TransferXO Virtual card is safe as it doesn’t reveal your bank details while making a purchase. It contains the 16-digit card number, a security pin, and an expiration date.
This makes it impossible for a hacker to get into your bank account or get your financial information.
Even in cases of cyber attack, you can easily block the card and generate a new one as it is done from the comfort of your home and requires a few easy steps.
And in case the question “How long does it take to get a debit card” crosses your mind, a TransferXO debit card is also issued immediately after you apply for it.
Can Virtual Debit Cards Get Lost?
Virtual cards like the TransferXO cards are not lost in the sense of physical cards as they are used electronically. It can only be lost in situations like losing the phone or account connected to the debit card, deleting the card accidentally from your digital wallet, and so on.
Virtual cards like TransferXO virtual cards can only be lost in cases of;
1. losing access to the phone which has the account linked to the virtual card. 2. deleting the app from the phone.
3. losing the card due to a cyberattack.
These cards can be replaced by;
● Reconnecting the account to a new device.
● Reinstalling and re-adding the virtual card to your digital wallet.
● Requesting or getting a new card issuance.
The beautiful thing is, you can do all these from the comfort of your home; no need to go to a bank branch.
How to Care for TransferXO Virtual Cards
Although the TransferXO virtual card isn’t at so much risk of loss or damage, it is still important to keep it safe, especially from hackers.
Ways of caring for this card include:
Ensure to keep the phone that has access to the account safe.
Have a two-factor authentication for your accounts to prevent cyber attacks. Use strong security pins to avoid unauthorized access.
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Frequently Asked Questions
It is unavoidable to have a few things that are not understood about a concept.
There are a few frequently asked questions asked by users of debit cards. Below are a few questions and their answers.
Can One Lose a Virtual Debit Card?
One cannot lose it in the sense of it. It can only be tampered with in cases of cyber attack, loss of a phone that is linked to the account or accidentally deleting the virtual app or card.
Can I Get a Debit Card Immediately After I Apply for it?
It depends on the policy of your local bank. In some banks, it takes 2-3 working days and in other banks, you get it immediately. TransferXO debit cards are issued immediately after it is applied for.
How Many Times Can I Get a Debit Card Replacement?
A lot of times, due to the hike in fraudulent activities, banks put a limit on the number of debit cards that can be gotten by a person within a specific period. This does not mean that in cases of damage, loss, or theft, an individual cannot file for a replacement. Not to worry, many times the allotted number of cards for the time frame is barely exceeded. If per adventure it exceeds, a reapplication is made although it may take a longer time. However, you don’t have to worry so much about a replacement with TransferXO. Your virtual debit cards are safe and are not at so much risk of losing your debit card.
Final Thoughts
Debit cards are very important in making daily purchases and payments on different platforms so It is not easy to endure the loss of one. It is not just disruptive, it poses financial and security risks too.
Hence, it is important to know the steps involved in getting a new debit card in cases of loss. Knowing these steps will help getting a new one an easier and stress-free process.
Getting familiarized with these steps will make getting a new debit card; physical or virtual easier, stress-free, and faster. There will also be a reduced need to ask questions like how long does it take to get a new debit card, where it can be gotten, and all.
This would help you institute normalcy to your transactions.