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Browsing Category

Budgeting and savings

16 posts

Budgeting and savings are essential components of financial planning, helping individuals and households manage their income and expenses effectively and achieve their financial goals. However, many people struggle with budgeting and savings, leading to financial stress and insecurity. In this section, we’ll provide a comprehensive guide to budgeting and savings, covering the fundamentals of financial planning, budgeting tools and strategies, and tips for increasing savings.

BBudgeting and savings

Crypto Savings for Beginners: How to Start Safely and Earn More in 2026

  • February 8, 2026
Crypto savings allow you to earn passive income in a way that traditional savings accounts simply can’t match.…
BBudgeting and savings

Strategic Money Saving Tips for Freelancers: How a Freelancer Can Save Over $2,000 With TransferXO

  • February 6, 2026
Saving money as a freelancer in Africa is harder than most people admit. It’s not because freelancers are…
BBudgeting and savings

Why Many Africans Are Saving in Dollars and Stablecoins Instead of Local Currency

  • December 17, 2025
Saving in dollars and stablecoins has become a practical financial decision for many Africans, not because it is…
BBudgeting and savings

How to Save Money Fast on a Low Income? 21 Best Ways to Achieve This

  • July 24, 2025
Building in the feeling of a savings scheme, whenever one has a tight budget, is an uphill struggle.…
BBudgeting and savings

How To Save Money From Salary Each Month: 15 Ways to Achieve This

  • July 22, 2025
Let’s face it: living paycheck to paycheck can be a stressful experience. Every month seems like a scramble,…
BBudgeting and savings

How To Save Money As A Student In Nigeria on TransferXO: 9 Effective Ways

  • July 22, 2025
As a student in Nigeria, it is quite a unique challenge. For most students, the challenge of keeping…
BBudgeting and savings

Mobile money vs Mobile banking – Which is Best for You?

  • July 2, 2025
Handling finances from your mobile phone has become a routine part of everyday life. However, many people confuse…
BBudgeting and savings

Top 13 Apps to Save Money and Earn Interest in Nigeria

  • July 2, 2025
Saving money doesn’t have to be stressful or complicated, especially with the rise of user-friendly apps to save…
BBudgeting and savings

How to Save 1 Million Naira in a Year as a Nigerian

  • July 1, 2025
Saving 1 million Naira in Nigeria’s economy, which is constantly fluctuating and where people receive varying levels of…
BBudgeting and savings

How to Save Money in Nigeria on TransferXO

  • June 20, 2025
Saving money is important for everyone, especially in Nigeria where the economy can be challenging. If you’re wondering…
BBudgeting and savings

Top 21 Modern Ways of Saving Money in Nigeria

  • June 18, 2025
The use of technology can help you save more by engaging in smarter spending habits and this article…
FFinancial Literacy

How to Save in Dollars in Nigeria | TransferXO Guide

  • August 16, 2024
Welcome to our comprehensive guide on how to save in dollars in Nigeria. Here will provide valuable tips…
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